Credits, tasks, conversations, actions: a plain-English guide to how AI agent tools charge, with real examples from their own pricing pages.
So how much does an AI agent cost? Honestly, it depends, and the reason is that every tool counts usage a little differently. Once you know the units, comparing gets a lot easier.
Here are the main ways tools charge, with examples from their own pricing pages (checked Oct 28, 2026 or Oct 27, 2026):
- Flat monthly plans: you pay a set price per month or per seat. Grok Bot lists Premium at $30 a month. Lindy's plans start at $49.99 per user per month.
- Credits: you get a pool of credits, and each piece of work uses some. Lindy says its credits are about a cent each. Gumloop's Pro plan includes 20,000 credits a month. Dify's cloud plans include message credits.
- Tasks: Zapier counts tasks. Its blog says an AI step can cost 1, 3, or 5 tasks depending on the model tier.
- Conversations: Botpress charges by conversation, which it defines as at least two messages from your customer in a billing month. Salesforce Agentforce also offers $2 per conversation.
- Actions: Agentforce's Flex Credits cost $500 per 100,000 credits, and each action uses 20 credits. So one action works out to about 10 cents.
- Bring your own key: some tools, like Gumloop and Dify, let you use your own AI model account, so the model company bills you directly.
A few fine-print details that can surprise you:
- Automatic top-ups. Botpress adds a pack of 100 conversations automatically when you hit 95% of your quota, and its FAQ says you can't turn that off.
- Extra fees. Gumloop lists an 8% orchestration fee on Pro.
- Use it or lose it. Salesforce says unused Flex Credits don't roll over to the next term.
- Yearly vs. monthly. Dify lists its cloud plans per workspace per year, and Botpress's listed prices are billed annually.
- Safety caps. Zapier says a single run that crosses 75 tasks pauses for a person instead of looping quietly.
So how do you keep costs in check? Here's a simple plan. First, estimate one run. Figure out roughly how many credits, tasks, or conversations one run of your task uses. Next, multiply it out. Runs per day, times days per month. Salesforce's pricing page does exactly this in its examples. Then, start small. Run one task for a couple of weeks and compare the real bill to your guess. And last, set alerts or caps wherever the tool offers them.
Prices change often, so always check the tool's own pricing page before you sign up. We re-check ours on a schedule, and you'll see the date on every profile.
Sources
- Grok Bot — official product page (xAI)
- Lindy — official site (features, pricing, FAQ)
- Gumloop — pricing page
- Dify — pricing page
- Zapier Agents is now AI by Zapier — Zapier Blog
- Botpress — pricing page and FAQ
- Agentforce pricing — official page and FAQ
Where each fact came from
- Overview · checked Oct 28, 2026 · rechecked often — Agentforce pricing — official page and FAQ